The Mortgage Minute Newsletter

The Mortgage Minute helps people stay informed about current mortgage happenings. It seeks to educate through product highlights and general financial strategies.

December 2009

• RESPA Changes
• The Bigger They Are The Harder They Fall

November 2009

• First-Time Home Buyer Tax Credit Extended and Expanded to Include Move up Buyers
• Credit Consequences of Divorce

October 2009

• HERA - How it Impacts Your Next Mortgage Transaction
• Extension of the First-Time Homebuyer Tax Credit?

August 2009

• HR 3044 – 18 Month Moratorium on HVCC
• Credit Myth: The creditor assured me the mistake would be fixed.
• Putting the Cart Before the Horse

July 2009

• Credit Myth: Credit card pre-approval offers hurt your credit score
• Documentation In Today's Lending Environment

May 2009

• Credit Myth: All Scores Are Created Equal
• HARP Is Here!
• HVCC-Home Valuation Code of Conduct

April 2009

• Where are rates?
• Credit Myth: Having minimal credit will help your credit score
• Top Ten Reason you should choose Resident Lending Group

March 2009

• Credit Myth: Checking my credit report will hurt my score
• First-time Homebuyer Tax Credit Q & A
• Random Thoughts on the Stimulus Package

February 2009

• Keeping Positive in Challenging Times
• Knowledge is Power
• Credit Myth: Closing Old Credit Card Accounts will Raise my Credit Score

October 2008

Thinking of a job change? Mortgage qualifying ramifications of the self-employed borrower.

September 2008

Variable Rate Mortgages, Questions answered regarding this often misunderstood loan product. Be sure and send in a question for the new “Question of the Month” section. If yours is used in a future edition, we'll send you a Starbucks card, so email your questions!

August 2008

A New format including new sections starting this month. Send in a question for the new “Question of the Month” section and if yours is used in a future edition, we'll send you a Starbucks card, so email your questions!

March 2008

What really matters when we shop for a mortgage?

February 2008

Food for Thought. More contemplations on using your mortgage to build wealth.

January 2008

Putting Home Equity to Work for Us. Wealth building principle using separated home equity.

December 2007

Separating Equity the Sequel. More thoughts on creating financial safety by separating home equity.

November 2007

"Help! I'm trapped and I can't get out!". Thoughts on using real estate equity to build financial security.

October 2007

Abate Who? Two loan features you might never have heard of.

September 2007

Not Out of the Wood Yet. How the entire mortgage industry is feeling the pinch.

July 2007

Construction Loans. Product Highlight: Construction-to-Permanent Financing.

June 2007

Thoughts we have built but are afraid to ask. Example of misconception regarding mortgage lending.

May 2007

The shake-up in the sub prime market. Reflecting in the aftermath of the sub-prime mortgage fallout.

Building relationships with our clients to provide successful home ownerships.